Cold weather transforms Canada into a winter wonderland. From admiring enchanting snow-covered landscapes and spending cozy evenings by the fire to taking a skiing and snowboarding trip, there’s a lot for travel enthusiasts to experience. Winter is the perfect time to escape your routine and enjoy a weekend getaway. But the costs of even a few days out of town can add up quickly. Luckily, there are several ways to make your trip a reality. Let’s explore five ways to pay for your winter getaway.
Try a payday loan
A payday loan is a short-term borrowing option that provides quick access to cash when needed. Payday loans in Canada typically grant you up to $1,500 at a time – perfect to help you pay for a weekend away at your favourite destination. A payday loan is ideal if you need cash for a booking but are temporarily short of funds, though you’ll want to ensure you can repay the loan on your next payday to avoid late fees.
Use a credit card
Credit cards can be a helpful tool to pay for a winter vacation, especially if you can earn or redeem rewards. Redeeming rewards accumulated from previous purchases can help you reduce your travel expenses. Some credit cards may offer discounts or deals on hotels, flights, and dining options. Remember to make payments on time to avoid high interest charges and debt accumulation.
Get a side hustle
Depending on how much you intend to spend on your winter getaway, you may be able to fund your trip by taking on a temporary side job. The gig economy offers several ways to earn some fast cash, from ridesharing on nights or weekends to delivering food and taking up odd jobs. This may be a slower process compared to other funding options, but it’s more rewarding since you’ll have “earned” your holiday.
Some lenders offer vacation loans to help you fund a much-needed trip. A vacation loan is a type of personal loan that lets you book your vacation and pay for it in instalments over time. While lenders charge interest or fees, these financing options can help you spread the cost of your trip over several months, making it more manageable and budget friendly.
Financing your winter getaway is possible through various methods, but it’s crucial to choose the one that aligns with your financial situation and goals. Consider your long-term financial well-being and the affordability of the chosen method before you book. Don’t forget to look for discount codes and other promotions that can help make your getaway more affordable.